We are a unique chama management software whose main aim is to grow and develop formal and informal groups to attain financial inclusion. The software is an enabler in the process, and our decisions are based on how well the chama is doing. As we grow towards bridging the gap between the privileged and the struggling, our contribution to humanity is creating a sustainable process that most social groups can emulate, embody and execute. To know more about this, sign up and join other Chamas in making financial inclusion a reality.

Features of Our Chama Management Software

Membership Management

The CBS system mandates the Chama Admin to create an account, onboard members, allocate responsibilities and manage their day to day activities. They have powers to suspend members from the chama account.

Financial Accounting

Every transaction is visible and accounted for with a credible paper trail for audit purposes. Members can generate their own statements, while group leaders can generate statements for the entire group.

Centralized Management

Every decision, among them withdrawals and membership management should be approved by at least 2 group leaders. We also have a ceiling of the amount that can be approved by group leaders to curb fraud.

Loans Management

The group leaders set the interest rates, which applies across the loan facilities. It automatically calculates the loan amounts, and deducts when payment is made against the loan. All this automatic.

Report Generation

Members can generate statements from their own accounts, while group leaders can download the entire group’s statement of accounts. They include every shilling deposited and withdrawn, and all admin costs incurred.

Multiple Membership

A member can belong to as many groups as possible, but each group has different dynamics based on the set up. The system can calculate individual reports based on their activity in each of the groups independently.

Financial Inclusion

Banking on the group’s activity, the system can suggest opportunities available and act as a guarantor. The aim is to level the playing field so that people at the bottom of the pyramid can pool funds and grow.

Investment Opportunities (Coming Soon)

In partnership with like-minded organisations and businesses, we will second top performing groups to investment opportunities, and even guarantee them as long as they maintain a good credit score.

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Join thousands of chamas already growing with Flynta CBS.

Why Our Services Stand Out

Growth

Flynta CBS is the only platform that fosters growth of its members by creating Investment opportunities.

Inclusive

Every team member can view and follow through the activities of the group, both operational and growth.

Integration

Our processes are incorporated with formal financial systems for concurrence and correspondence.

Community Based

Flynta heavily rely on funds pooling and communal cohesiveness to grow resources and capacity over time.

Affordable

We do not charge registration or account management fees. Our model only takes a fee on withdrawals.

Frequently Asked Questions on Our Chama Management Software

How is our Chama Management Software different from the others in the market?

We are not just Software as a Service (SaaS). We offer value for our groups, a sustainable way to grow and teach our groups on how well to grow their resources. Essentially, we are a financial operating system for community wealth generation. Our goal is not to sell the technology as a service, but as a platform for financial inclusion.

How does your Chama Management Software foster Financial Inclusion?

The chama management software is an analytic system that quantifies possibilities available for resource growth. As the Chamas continue to do table banking, merry go round, we give them opportunities of growth, either directly (how to grow amongst themselves) or indirectly (linking them to growth opportunities within the financial markets).

Does the software limit the number of members in a group?

No. A group can have as many members as possible. The more the better, with better economies of scale and a large growth propensity.

What is your guarantee that our money and financial information is safe?

We run our software on a bank-level SSL and each session has its own CSRF identifier which guarantees that there is no interception. Essentially, no bot or hacker can penetrate our systems.

Can we use Flynta CBS as a SACCO Software?

Yes. Our system is essentially a core banking software (CBS) which means it embodies the features of banking software, but simplified to ensure proper utilization. As we continue, we will add more features to make it more responsive to ever-growing SACCO needs.